While shopping for a used car, I noticed a Subaru WRX with over 150,000 miles and a sticker price of $19,000. We were intrigued and approached the front desk to inquire about financing options. The car salesman informed us that the financing terms would depend on our credit score. We provided our information, and our credit score was 760. The salesman then explained that financing the car would require a $2,000 down payment, an 84-month loan term, and a monthly payment of approximately $400. I quickly calculated the total cost, which included a $2,000 down payment and a financial payout of $33,600, resulting in a total of $35,600. This amount exceeded the asking price by $14,600. We declined the offer and left the dealership. Interestingly, CM offers a similar car for $14,000 with 96,000 miles, and their monthly financing payment is only around $200. This experience has led me to reconsider visiting this dealership in the future.